Short Term Loans

Short Term Loans

UCCS SFS - Refunds - Short Term Loans

Short Term Loans

What is a Short Term Loan?

Short term loans are small, one-time loans issued by the university. The loan is requested by submitting the Short Term Loan Request form online in your myUCCS Portal

Student Financials (Bursar) Menu

Student Financials Tile - Short Term Loan Request

The loan/refund will be reviewed and issued by the Student Financial Services/Bursar's Office. Unlike other student loans, these loans must be paid within the semester and are only intended to address short-term financial emergencies.

Short-term loans are borrowed for temporary issues such as:

  • Urgent academic needs (books, supplies)
  • Late paychecks
  • Unexpected expenses (car repairs, etc)


Loan Terms:

  • Enrolled Students Only
  • Maximum one loan per semester of up to $700
  • A student with a past-due balance cannot borrow a short-term loan
  • The payment deadline for the loan is the same as the final payment deadline for the current semester
  • Failure to repay will prevent registration in future semesters
  • Dis-enrollment will cause the loan to enter repayment immediately
  • There is a service charge of $5 per $100 borrowed
  • There is a $10 late fine for late payments
  • Interest will accrue after maturity at a rate of 1% per month on the unpaid balance
  • Students must sign a promissory note which may contain additional terms


Appeals for Additional Loans

Effective Summer 2014:

In normal circumstances, students may only receive one short-term loan of up to $700 per semester. However, students may submit an appeal for additional short-term loans by completing the following steps:

  • Contact the Office of Financial Aid and request a short-term loan appeal
  • Sign-in to the student portal to access the appeal form through your to-do list.
  • The appeal committee will review your submission and email you their decision.

Note: Daniels and Kane Scholars are not required to submit an appeal if emergencies arise from the timing of their scholarship refunds.